http://www.evansadvisoryservices.netEvans Advisory Services is a firm dedicated to helping those planning for retirement manage their financial resources so they enjoy their life free of financial worries.en-us60http://www.evansadvisoryservices.net/news/pros-and-cons-of-cutting-government-spendingLast week I read the article linked below about the recent jobs report.  The author’s basic premise is threefold:   Local and state governments are cutting employment which hurts t...Mon, 14 May 2012 14:28:00 -0400http://www.evansadvisoryservices.net/news/french-election-and-how-it-may-effect-youAs you may be aware, the French held an election yesterday and the socialist candidate won against the current President, Nicholas Sarkozy, a moderate and a supporter of Angela Merkel, the Chancellor ...Tue, 08 May 2012 09:09:00 -0400http://www.evansadvisoryservices.net/news/corporate-and-municipal-bondsI want to share some thoughts this week on an investing idea that doesn’t get as much attention as I believe it deserves – bonds. Not US government savings bonds – corporate and muni...Wed, 02 May 2012 13:13:00 -0400http://www.evansadvisoryservices.net/news/baby-boom-generations-preparedness-for-retirementThis week I want to address the Baby Boom generation’s preparedness for retirement.   Several updates ago I raised the question as to the accuracy of reports that boomers were expected to...Tue, 24 Apr 2012 09:10:00 -0400http://www.evansadvisoryservices.net/news/managing-debt-in-retirementThis week I want to address a topic that is relatively new – managing debt in retirement. I say it is relatively new because, in the past, few people would have considered retiring while still c...Tue, 17 Apr 2012 10:53:00 -0400http://www.evansadvisoryservices.net/news/unemployment-overviewIf you are a “market watcher”, you know that the Labor Department releases the jobs report on the first Friday of the month for the previous month.  So, last Friday at 8:30AM EDST, th...Tue, 10 Apr 2012 09:00:00 -0400http://www.evansadvisoryservices.net/news/maximizing-your-social-security-benefitsSocial Security (“SS”) is the supplemental retirement program implemented during the early years of FDR’s presidency in the 1930’s.  It was intended to be a supplemental r...Tue, 03 Apr 2012 10:51:00 -0400http://www.evansadvisoryservices.net/news/protecting-parentsYou may have recently seen a news story featuring actor Mickey Rooney and his challenges in protecting his assets from his family.  Below is a link to an article that speaks to the issue of elder...Mon, 26 Mar 2012 15:19:00 -0400http://www.evansadvisoryservices.net/news/is-a-reverse-mortgage-right-for-meThis week’s topic is one that draws a lot of interest, both pro and con, in the financial press – reverse mortgages.  Let me begin by explaining them.  A reverse mortgage gets it...Wed, 21 Mar 2012 09:16:00 -0400http://www.evansadvisoryservices.net/news/paying-off-student-debtThis week I want to comment on the issue of paying back student loans.  I recently met with a young couple to assist them in organizing their finances.  They both work and earn a six figure ...Mon, 05 Mar 2012 13:54:00 -0500